Pricing
One subscription. Every mortgage you track.
Start with a 7-day free trial — no card, 1 mortgage(s), fully usable. Subscribe to keep your data and raise the limit to 2. No lock-in, cancel anytime.
Monthly
Everything, month to month.
- Track up to 2 mortgages
- Cent-accurate amortization engine
- What-if simulator & prepayment tracking
- Renewal & break decision workspaces
- AI advisor and Bank of Canada rate alerts
- Statement reconciliation and payment tracking
Annual
$4.99/month, billed annually
The same thing, for less.
- Track up to 2 mortgages
- Cent-accurate amortization engine
- What-if simulator & prepayment tracking
- Renewal & break decision workspaces
- AI advisor and Bank of Canada rate alerts
- Statement reconciliation and payment tracking
Mortgage advisor? Manage client mortgages from $4.99 each per month, or $33.99 a year — 43% less.
Prices in CAD, plus applicable taxes. Cancel within 5 days of your first payment for a full refund.
Questions, answered
Is LOONIELODGE financial advice?
No. LOONIELODGE is an informational and educational tool. It shows you accurate math on your own numbers so you can have better conversations with your lender or advisor — but it is not licensed financial advice.
Is it really accurate for Canadian mortgages?
The engine is built on semi-annual compounding — the Canadian standard — and supports every payment frequency including accelerated options, term versus amortization, prepayments, and rate changes. It's validated to the cent against published examples and covered by an extensive test suite. Two honest limits: the numbers are only as good as the details you enter, and where a figure depends on your contract — a break penalty, a blend, your lender's rounding — your lender's calculation governs, so we tell you to confirm it with them.
How much does it cost?
One subscription covers your whole account — $8.99 a month, or $59.99 a year, which works out to $4.99 a month and saves 44%. Every account starts with a free trial (no card) covering one mortgage; subscribing keeps your access and lets you add a second. See the pricing above for the current rates.
Do you support both English and French?
Yes. LOONIELODGE is fully bilingual. Switch between English and French anytime with one click — the whole app follows.
Can I cancel, and do I get a refund?
Yes, cancel anytime from Settings › Billing. If you cancel within 5 days of your first payment, you get a full refund and access ends right away. Otherwise — cancelling later, the trial ending, or a payment lapsing — your mortgages simply become read-only: nothing is deleted, you keep your history, and subscribing again unlocks them exactly as they were.
Can I track more than one property?
Yes — a subscription covers up to two mortgages, tracked entirely separately: a rental, a cottage, a second home. If you need more than that, contact us and we can raise your allowance.